In Debt? - Serious About Getting Out Of Debt?

In just 20 minutes time you can have your repayments reduced!!..

When you are in debt, it can seem like there is no easy way out. The statements and letters are piling up and endless calls make it difficult for you to think straight. You wish it would all just disappear, and it is tempting to bury your head in the sand.

What If There Was An Easy Way To Get Out Of Debt…

A Debt Management Plan is structured way of repaying your debt at a level you can afford. You will no longer have the stress and worry of your debts hovering over you, because you can be confident that they are being repaid to your creditors. The calls and letters from your creditors will STOP, because they are receiving repayments to your accounts.

But Wait There’s More…

We are a highly experienced Debt Management Company so we can reduce your repayments; we can combine them into one monthly payment. But what about the interest and charges on your accounts? When you are in a Debt Management Plan with Refresh we will negotiate with your creditors to freeze interest and charges on your accounts. So the money you pay towards your debts will come off the balance rather than always paying the interest. This can take years off how long you would be repaying your debts, particularly if you have credit card debt!

You Too Could Benefit From The Following:

Less Stress and Worry
More Money In Your Pocket
Being Able To Afford The Essentials
Look Forward To A More Positive Future

Why Have I Not Heard Of This Before?

You may be asking yourself, why have I not done this before, maybe it sounds too good to be true. We can assure you that Debt Management Plans have been around for a long time, we just haven’t needed them before now. The country we live in has changed, we can’t get consolidation loans or remortgage anymore. That is why there is Government Legislation, which allows you to repay your debts at a lower more affordable level if you are experiencing debt problems.

The Reasons Why A Debt Management Plan Will Help You:

1. Reduce your repayments to a level YOU can afford
2. Combine all your repayments into one monthly payment
3. FREEZE interest and charges on your credit cards and other debts
4. Stop letters and calls from your creditors
5. Help you become debt free!

And when you join a plan with Refresh Debt Services we offer you a 90 Day Money Back Guarantee, so if we don’t deliver what we promise you, we will refund any money you pay to us.

Take Control of Your Arrears Today, Follow These 3 Easy Steps!

1. Fill in the Quick Application below or telephone 0800 121 48 63
2. A Refresh Debt Services Advisor will assess your situation. They will be able to quickly tell you what your Reduced Payment will be on a Debt Management Plan.
3. We will take control of all your debts and we will support you right up to the day your debts are repaid. We distribute payments, handle letters and phone calls, help you with your finances and do everything we can to make your plan a success

In just 20 minutes time you can have your payments reduced and have a structured and affordable plan in place to repay all your debts!

Key facts about our services and fees:

Our expert advisers may recommend that you enter a debt solution once you've discussed your circumstances with them. If you decide to enter a solution, there will be fees involved, we are committed to providing the very best customer service at competitive rates.

What if I change my mind?

Remember, you are not obliged to enter a debt solution. If you do and you change your mind, you have a right to cancel your agreement with us at any time during the first 14 days after accepting our terms of business.

How will it affect my credit rating?

Whilst on a Debt Management Plan, your credit rating will be affected for a short period of time. It may also be affected in the medium to long term.

Further useful details

Download the Insolvency Service document In debt? Dealing with your creditors. Read our business conditions. Read our complaints procedure.