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At Refresh, we can help with your payday loan debt. ‘Payday’ loans have became increasingly popular, over the past few years, with people who find themselves with too little money each month. This can be due to many reasons from having a low income or an unplanned expense such as your car breaking down. However, these loans can be very hard to pay back due to very high interest rates. [Read more...]
You are thought to be in fuel poverty if you spend more then 10% of your income on fuel and electricity. For example: You get paid £1600 per month and spend over £160 on fuel and electric then you are in fuel poverty. [Read more...]
Homes are repossessed when the owner continuously falls behind with their mortgage repayments and is struggling to pay anything at all. There has been a big problem with this throughout the recession as people are made redundant, pay cuts etc. [Read more...]
The unemployment levels in the UK have fallen for the first time since last spring. The new figures show that unemployment fell by 35,000 to 2.65million from December to February. The unemployment rate has begun edging down from a 12 year high of 8.4% to 8.3% – which is the lowest it has been since the summer of last year. [Read more...]
It has recently been found that throughout the recession, families in Northern Ireland have been the hardest hit. This is because they now have less money to spend than anywhere else in the UK. The average UK family has £144 of disposable income after essential bills; however families in Northern Ireland have a mere £83. [Read more...]
Spring, for many people, means a time for change. Thus many people have a ‘spring clean.’ So why not also do this to your finances? If you are struggling with debt and don’t seem to be making ends meet every month then you may be in need of a debt solution. [Read more...]
It has been announced that the retired generation in the UK is sitting on personal debt levels over £96.4bn! The average retired person has debt levels of £8,120 according to new figures. It also found that men have bigger debt amounts, owing over £9,000 on average compared to £7,350 owed by women. [Read more...]
Store cards have been known in the past as the “Devils Debt”. The majority charge a hideous 25% plus interest which is worse than the average high street credit card. A Store card is similar to a credit card in that you can use them to buy goods and services and then you can choose to pay off the whole balance or via monthly, smaller amounts.
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