Are Your Debts Out Of Control?
If you look in the wallets and purses of most people in the UK, you will be guaranteed to find at least one credit card in there.
Why Do Most People Have Credit Card Arrears?
Because it was so easy to get a credit card, when you open a new bank account they give you a brand new credit card to accompany it. Every week you open another letter offering you a shiny plastic card with a limit of £10,000 and it is 0% APR for the first 6 months!
So you think to yourself, why not? Everyone else has one; I could do with the extra bit of money for our holiday, to do up the living room or to change the car. I will make sure I pay it off in full every month…
Then reality sets in and you realise that you might have overspent a little this month so you don’t pay it off in full. And then the next month you just pay the minimum payment, and the next month you do the same, but you will pay it off soon…
Did You Know, If You Only Paid Minimum Payments To A £10,000 Credit Card
IT WILL TAKE YOU 241 MONTHS TO REPAY THIS DEBT IN FULL!
So if you are struggling to make the minimum payments to your credit card or are missing payments, a Debt Management Plan is a structured and affordable way to repay your credit card debt. A Debt Management plan with Refresh Debt Services can:
- Reduce your repayments to a level YOU can afford
- Combine all your repayments into one monthly payment
- FREEZE interest and charges on your credit cards and other debts
- Stop letters and calls from your creditors
- Help you become debt free!
So if you credit card debt a Debt Management Plan means you will no longer have the stress and worry of your debts hovering over you, because you can be confident that they are being repaid to your creditors. The calls and letters from your creditors will STOP, because they are receiving repayments to your accounts. And, because we negotiate to get your credit card interest and charges stopped you will become debt free a lot quicker!
And when you join a plan with Refresh Debt Services we offer you a 90 Day Money Back Guarantee, so if we don’t deliver what we promise you, we will refund any money you pay to us.
How Do I Get Started?
If this all sounds familiar to you then a Debt Management Plan is the solution you have been looking for!
Take Control of Your Credit Card Debt Today, Follow These 3 Easy Steps!
- Fill in the Quick Application below.
- A Refresh Debt Services Advisor will call you assess your situation. They will be able to quickly tell you what your Reduced Payment will be on a Debt Management Plan.
- Complete the information pack your Refresh Debt Services Advisor sends you and return to us.
