IVA's
Once our dedicated counsellors have carried out an assessment of your financial situation they will go through the options that are available to you. One option is an IVA which stands for an Individual Voluntary Arrangement. An IVA is a formal agreement between you and your creditors where you will come to an arrangement with people you owe money to, to make reduced payments towards the total amount of your debt in order to pay off a percentage of what you owe then generally after 5 years your debt is classed as settled IVAs have to be set up by an Insolvency Practitioner. At the end of the term you will be completely free of any debts that were included in the agreement.
Speak to one of our dedicated debt solutions counsellors today for confidential advice about your financial situation and we will give you the options that are available to you.




